Housing Accelerator Fund
November 2024
Accessible Housing Fee Reimbursement Policy
On Nov. 18, 2024, a proposed HAF-funded financial incentive will be going to Council for their consideration. If approved, the Accessible Housing Fee Reimbursement Policy will facilitate the reimbursement of building permit fees for newly constructed accessible dwelling units throughout the city. This Policy aligns with HAF Initiative 3 – Inclusive Housing Initiatives, which aims to foster a housing environment that prioritizes inclusion and adaptability by encouraging construction and reduce development costs for affordable, accessible and purpose-built rental developments.
This Policy applies to new accessible dwelling units that are:
- Any dwelling type (e.g., detached, semi-detached or townhouse dwelling, accessory dwelling unit, triplex, fourplex, or apartment dwelling unit)
- Rental or owner-occupied
- Meet the City’s Zoning By-law definition of a dwelling unit and meet Division B, Section 3.8 of the Ontario Building Code, including the requirement that there be an accessible path to units
- Units provided beyond minimum requirements set out in the Ontario Building Code (e.g., the required 15% accessible units within apartment buildings are not eligible for reimbursement under this Policy)
This Policy will be in effect as of Nov. 18, 2024, until Dec. 31, 2025. Depending on HAF funding availability, this policy may be extended to 2026 and 2027.
Development Charge Rental Housing Discount Grant Program
On Nov. 18, 2024, a proposed HAF-funded financial incentive will be going to Council for their consideration. If approved, the Development Charge Rental Housing Discount Grant Program will provide additional development charge discounts for purpose-built rental dwelling units. Due to recent amendments to the Development Charges Act (DC Act), development charge discounts are currently applied to purpose-built rental units dependent on unit size as outlined below:
- 15 per cent discount for one-bedroom units (or smaller)
- 20 per cent discount for two-bedroom units
- 25 per cent discount for three-bedroom units plus
In an effort to increase the development of purpose-built rental units in the city and implement Initiative #4 – Missing Middle Initiative in the HAF action plan, staff are recommending an increase to the legislated development charge rental discounts. The increase in discount would be funded through the Housing Accelerator Fund. The proposed Grant would increase development charge rental discounts as outlined below:
- 50 per cent total discount for 1 bedroom units (or smaller) (15 per cent DC Act discount plus 35 per cent HAF-funded top-up)
- 50 per cent total discount for 2 bedroom units (20 per cent DC Act discount plus 30 per cent HAF-funded top-up)
- 35 per cent total discount for 3 bedroom units + (25 per cent DC Act discount plus 10 per cent HAF-funded top-up)
The proposed development charge discounts apply only to municipal development charges and do not apply to any development charges from the Region of Niagara or the school board.
Please see the staff reports for more information about the proposed financial incentives, which can be accessed here: St. Catharines - Document Center
Affordable Housing Parking Exemption
On Dec. 9, 2024, a City-wide zoning by-law amendment (File no. 24 115258 ZA) is going to Council for their consideration. This proposed zoning by-law amendment is to exempt affordable residential units from the City’s parking requirements. A residential dwelling unit will be considered affordable in accordance with the definition established in the Development Charges Act, 1997, as amended. This zoning by-law amendment aligns with HAF Initiative 3 – Inclusive Housing Initiatives, which aims to foster a housing environment that prioritizes inclusion and adaptability by encouraging construction and reducing development costs for affordable, accessible and purpose-built rental developments.
For more information, please visit the project website: stcatharines.ca/AffordableHousingParkingExemption
October 2024
Calling all designers and builders!
The City of St. Catharines is calling for submissions for detached accessory dwelling unit (ADU) designs as part of the Pre-Approved Detached Accessory Dwelling Unit Design Program. Submitted plans will be reviewed and up to eight designs will be selected for pre-approval and displayed on the City’s website.
This program is part of the City’s Housing Accelerator Fund program to support missing middle housing options, such as detached accessory dwelling units. This call for designs is intended for building permits to be issued quicker for these units to help introduce more rental units in the City faster.
The City is seeking pre-fabricated / modular and conventional construction designs. To provide a range of design options for different-sized lots, the City is seeking designs in two categories:
- Small footprint: having an area of less than 540 square feet (50m2); and
- Large footprint: having an area of 540 square feet (50m2) or more, not to exceed 861 square feet (80m2).
All designs must meet the minimum requirements of the Building Code to be considered for pre-approval. All designs must also meet Zoning By-law requirements for detached accessory dwelling units regarding maximum building height and floor area. Site-specific Building Code and Zoning By-law requirements (e.g., setbacks) will be reviewed at the building permit application stage. The City encourages manufacturers and designers to consider privacy, architectural context, green building design and accessibility in the submitted designs.
Designs for this program will be reviewed on a first-come, first-served basis until the first eight qualifying designs are selected for pre-approval, with at least two designs per size category. Designs that are pre-approved through this program will be shown on the City’s website.
The submission period for this program is now closed. Staff are currently in the process of reviewing the submitted designs against the program design requirements. Stay tuned for the selected designs later this year!
In Jan. 2024, the City of St. Catharines secured an investment of $25.7 million to boost the housing supply in the city. The funding is through the Canada Mortgage and Housing Corporation’s (CMHC) Housing Accelerator Fund (HAF), a $4 billion initiative that offers financial support to local governments for expediting the development of new homes.
On Aug. 26, 2024, the proposed increase to the grant amount for the Accessory Dwelling Unit (ADU) program was approved. The amendments increase the value of the ADU grant to a maximum of $40,000, for the construction of interior ADUs, and to a maximum of $80,000, for the construction of exterior ADUs, subject to available funding through the Housing Accelerator Fund. The amendment also revises the application requirement for a complete ADU application to be made within 90 days of Building Permit issuance and permits property owners to submit more than one ADU application per property.
Notice of Decision was issued in accordance with Section 28 of the Planning Act on Aug. 29, 2024.
To make an application, visit: stcatharines.ca/en/planning-and-development/planning-and-development-community-improvement-plan.aspx
Comments and Questions
Please email HAF@stcatharines.ca directly with any comments or questions about this project.